Hey there, Amedicus family,
Medicare’s Open Enrollment period is almost here! For many of us, this is a critical time to review healthcare options and make adjustments to better suit our needs. But, unfortunately, it’s also a time when scammers try to take advantage of the flurry of activity around Medicare decisions. At Amedicus Hospice, we’re dedicated to keeping our community informed, safe, and empowered. Let’s walk through some common scams that tend to pop up during this period and share some practical ways to stay secure.
Why Open Enrollment Attracts Scammers
Open Enrollment is the only window most people have to make changes to their Medicare plans. With all the updates and decisions, it’s easy to feel a bit overwhelmed—and that’s where scammers see their chance. By posing as helpful representatives, they aim to get you to share personal information like Medicare ID numbers, Social Security numbers, and financial details. The good news? Being aware of the warning signs can help protect you and your loved ones.
Common Scams During Medicare Open Enrollment (And How to Spot Them)
Here are some common tactics scammers use to trick people during Medicare Open Enrollment:
1. Fake Medicare Calls
• How It Works: You receive a call from someone claiming to be from Medicare. They might say they need your Medicare ID or bank information to “confirm your enrollment.”
• Stay Safe: Remember, Medicare will never call you out of the blue to request personal information. If you get a call like this, hang up immediately. If you’re unsure, you can always reach Medicare directly at 1-800-MEDICARE.
2. “Free” Medical Supplies or Services
• How It Works: You might get a call or ad promising “free” medical equipment if you just provide your Medicare number. Often, they create urgency by saying it’s a limited-time offer.
• Stay Safe: Medicare doesn’t give away free products in exchange for personal information. If you’re offered a “free” service that requires your Medicare details, it’s likely a scam.
3. Phony Websites and Emails
• How It Works: Scammers create fake Medicare websites or send emails that look legitimate, urging you to enter personal information to “secure your benefits.”
• Stay Safe: Only use the official Medicare website, which ends in “.gov” (www.medicare.gov). Avoid sharing information on unfamiliar sites, even if they appear official.
4. Urgent Text Messages and Emails
• How It Works: You get a text or email that claims your Medicare coverage is at risk unless you act immediately. These often contain links to fake websites that request your Medicare information.
• Stay Safe: Medicare will not send urgent messages asking for information. If you receive one, delete it without clicking any links.
Practical Tips to Protect Yourself
Here’s how to safeguard yourself and your loved ones from Medicare scams:
• Guard Your Medicare Number: Treat your Medicare number like you would your Social Security number. Don’t share it unless you’re with a trusted healthcare provider.
• Beware of High-Pressure Tactics: Scammers often try to create urgency to get you to act quickly. Real Medicare representatives will never pressure you to make immediate decisions.
• Check in with Trusted Contacts: If something doesn’t seem right, talk to a family member or trusted friend. You can also reach Medicare directly at 1-800-MEDICARE for clarification.
Additional Steps to Stay Secure
• Review Your Medicare Statements Regularly: Keeping an eye on your Medicare Summary Notices can help you catch any suspicious charges early.
• Register on the Do Not Call List: Adding your number to the National Do Not Call Registry can help reduce unwanted calls, though it won’t block all scams.
• Report Scams: If you come across a scam, report it to the Federal Trade Commission (FTC) at www.ftc.gov/complaint or call 1-877-FTC-HELP. Reporting scams can help protect others in the community.
We’re Here to Support You
Navigating Medicare can be complicated, and we understand the last thing you need is to worry about scammers. At Amedicus Hospice, we’re here to help you understand your Medicare benefits, avoid scams, and feel confident about your decisions. If you’re ever unsure or need a second opinion, don’t hesitate to give us a call or drop by. Our team is here to ensure you feel safe and supported every step of the way.
Let’s make this Medicare Open Enrollment season one of empowerment, confidence, and peace of mind. Remember, you’re not alone—Amedicus Hospice is here to support you and help keep you informed.
Take care and stay safe,
LaKeitha Hester
Administrator Desk
Amedicus Hospice
www.amedicushospice.org
469-389-1028
